About us

OPay

OPay is a payment platform developed by Opera Software. The platform enables our users to shop and pay for services and products through their mobile or web browser.


OPay is currently available through our web portal at http://operapay.com and soon via native mobile apps to allow fast, easy, and secure payments and money transfers.


We support local mobile payment methods such as mPesa and Airtel money and card payments with Mastercard and Visa.


OPay is a subsidiary of Opera Software, the maker of Opera Mini, and is developed by our talented European, Chinese, and African teams.

Offered Services

The services we offer will vary depending on the country and market. It will initially include essential services such as buying mobile airtime and data and paying for utility services like electricity and water. Additional markets, services, and products will be added going forward.


Currently, our users can pay for the following services:


Kenya: Airtime top up, electricity, and water. Coming soon: cable TV and mobile data bundles.


Nigeria: Airtime top up.


South Africa: Airtime top up.


Coming markets: Ghana, Tanzania, Uganda and Zimbabwe

Account Registration

You can use our services without registering or signing in.


However, there are several benefits to be signed in on OPay. You can save payment methods to simplify and speed up payments in the future. You are eligible for exclusive offers and promotions. Finally, you can have access to a personal Wallet and store all credits and bonuses you collect from transactions, such as cashback.


It’s really easy to sign in. Enter your phone number and use the one-time access code sent by SMS to log in. You will be registered and will have access to all previous transactions registered with your phone. We will remember your sign-in for 60 days and will automatically extend the sign-in period if you visit the site within that timeframe.

Cashback

OPay offers cashback bonuses on selected transactions. Once collected, the cashback bonus can be used to pay for services and transfer funds within the platform. A user typically receives cashback when paying for a service as either a percentage of the transaction or a fixed amount. Cashback is accumulated as money in the OPay Wallet. In order to access and use your Wallet money you need to sign in to your OPay account.

Wallet

The Wallet will collect cashback and other bonuses you earn by using OPay. You can also add money to top up your Wallet balance. The Wallet can be used as a payment instrument to pay for the services on offer within the OPay platform. Paying with the Wallet is the fastest and easiest way to pay within the platform. There are no hidden fees when paying with your Wallet money.


The Wallet requires a user sign-in and can be accessed from the account page. You can check your balance, transactions history, and redeemed cashback bonuses. The Wallet will be listed among the payment methods when you are about to pay for a service if a sufficient amount is available.